How It Works
Cashat makes payments simple, secure, and accessible. Whether you’re sending money, paying bills, or running a business, everything you need is in one place—fast, reliable, and built for you.
- Digital Wallets: Multi-currency, instant transfers, accessible via app, web, or USSD.
- Merchant Payments: Accept QR, links, cards, and API-enabled collecting and settlement.
- Agent Network: Agents powered with real-time tools for deposits, withdrawals, and community payments.
- Cross-border Remittance: Low-cost transfers via licensed partners and compliant routes.
- Livestock & Commodity Payments: Secured escrow, confirmation via QR/OTP, and seamless payouts.
- Airtime, Data & Bill Payments: Recharge airtime, buy data, and pay electricity or utility bills in seconds.
Who We Serve
At Cashat, we provide simple, secure, and inclusive financial tools designed for everyone—whether you’re a customer sending money, an agent powering your community, or a merchant growing your business.
- Customers: Send money, pay bills, buy airtime & data securely.
- Agents: Earn commissions through deposits, withdrawals & local payments.
- Merchants: Accept QR, cards, links, and API-powered payments.
- SMEs & Traders: Access simple tools for collections, disbursements, and cross-border payments.
- Institutions: Scalable solutions for bulk payments and payroll management.
- Communities: Last-mile access through USSD, mobile app, and web.
Why Choose Cashat
Cashat isn’t just another payment app—it’s a regulated, secure, and flexible financial technology platform built to make payments effortless for everyone.
- Bank-grade security with encryption, PIN/2FA, and fraud monitoring.
- Regulated & compliant, partnered with licensed banks and institutions.
- Multi-channel access via app, web, and USSD for all users.
- Transparent pricing—no hidden fees, clear rates every time.
- Scalable for growth, from individuals to SMEs and enterprises.
- Dedicated support, with AI-powered chat and human assistance.
Seamless Payments, Anytime
Cashat brings all your daily financial needs into one simple platform—fast, secure, and always accessible.
Whether you’re paying bills, sending money across borders, or running a business, Cashat gives you the tools you need to stay in control—anywhere, anytime.
Get Started
We always put our customers first
At Cashat, every feature is designed around real people—customers, agents, and merchants. We listen, adapt, and continuously improve to make payments simple, secure, and accessible.
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What customers say about us
People using Cashat—whether as customers, agents, or merchants—are already seeing how simple, secure, and fast digital payments can be.
Cashat makes it easy for me to send money home instantly. No stress, no hidden fees.
Ahmed
CustomerI use the agent app every day. Deposits and withdrawals are smooth, and my customers trust me more.
Maryam
AgentFinally, a platform that connects my shop to digital payments. My sales grew because people can pay by QR.
Chinedu
MerchantThe multi-currency wallet is a lifesaver. I can transact across borders without the usual delays.
Fatou
TraderSecurity is top-notch. The PIN + 2FA gives me confidence that my funds are safe.
Emmanuel
CustomerBill payments and airtime recharge work flawlessly. I don’t need 5 apps anymore—just Cashat.
Grace
CustomerIntegration to my business was easy. The API allowed us to start accepting payments in days, not months.
Ibrahim
MerchantOur trusted partner
Cashat works hand-in-hand with licensed banks, microfinance institutions, and regulators to ensure every transaction is secure and compliant. These partnerships allow us to scale confidently while empowering customers, agents, and merchants across Africa.
All You Need, Anytime, Anywhere
Cashat is available on both iOS and Android. Manage wallets, send and receive money, pay bills, and grow your business—all from the palm of your hand.
Stay connected and in control with our secure apps, built for customers, agents, and merchants.
Apply for an Account in Minutes
Getting started with Cashat is simple, fast, and fully digital. Whether you’re a customer, agent, or merchant—you can onboard in just a few steps.
✅ Download the app (iOS or Android)
✅ Complete KYC securely with your ID
✅ Fund your wallet instantly
✅ Start sending, receiving, and growing your business
Join thousands already moving money the smart way.
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